Hard Money, Made Easy.
Private Financing Solutions for Real Estate Professionals

Want to learn how hard money loans can help your real estate strategy? Contact a hard money specialist today

Fast Approval

Traditional loans can take several months to close. We can do it in less than a 10 days


We work with any type of real estate – commercial or multifamily, to hotels and mobile home parks

Maximum LTV

Access the maximum equity in your asset and unleash your investment portential

Hard money lenders atlanta

Hard Money Lenders - We Shop for you

Access the most powerful network of private lenders in the nation - and find the best terms to empower your next big investment. Hard money loans allow you to access capital usually either unavailable or too cumbersome through traditional banks. Because hard money lenders are private individuals who understand your investments needs - approval and funding is faster and more flexible.

  • Aggressive loan-to-value to maximize capital
  • Fast closing with minimum docs required
  • Creative underwriting for any type of collateral

Frequently Asked Questions

What is a 'hard money loan?'

Hard money loans are a special type of financing that is asset-based.  A hard money lender secures the loan with the real estate, and therefore the asset, not the person, is the main focus.

How do I find the best hard money lender?

Let us do the work – we match you the best private hard money lenders in your area.  You choose the terms and costs and 100% in control of the process.  We put YOU in charge of the process of choosing the best lender

What if my credit is really bad?

Your credit matters less in private lending because hard money loans are asset based.  Traditional banks focus on the person borrowing the money, private hard money lenders focus on the real estate.

what type of real estate can i finance?

We help finance any type of real estate – from multifamily to retail, commercial or office.  We even can help you with land deals or speciality properties – such as marijuana tenants or short-tenancy residential.

How fast can I get a loan?

The major advantage of a hard money loan over a traditional bank loan is speed.  Bank loans take weeks to get funded.  We can finance you in a matter of days.  Get qualified within 6 hours and funded as fast as 7 days from applying.

Will my rate be really high?

Private hard money loans typically have higher interest rates than banks loans.  Final rates and fees vary based on the underwriting of the asset.  There are no fees to apply and no upfront costs.

Hard Money Lenders

Access the best network of Hard Money Lenders in the nation.  Get the fast quotes and form the relationships that fit your real estate needs

Any Type of Real Estate

Incorporate private money with any type of real estate – home, retail, office, industrial, mobile home parks, and even land

Fast Approval & Funding

Get qualified in as little as 20 minutes, and funding within days.  Private money can be the key to close any deal FAST

Residential Hard Money Loans

Get capital for your next spec home, or fix and flip

Commercial Hard Money Loans

Achieve success in all types of commercial

Specialty Hard Money Loans

Cannabis tenants? Bridge Loans?  We can help

Unleash Your Potential

We believe hard money loans will change the lending game just like ridesharing changed transportation. Private lenders and real estate investors, without the restrictions of traditional banks is the next big revolution in real estate finance. If you seek a willing financial partner who can share your vision of success, especially if your path is a novel idea. When Colorado, Washington and California paved the way to pot dispensaries, it was private lenders who stepped along with real estate investors to open those spaces. Traditional banks, restricted by federal regulations, stayed behind. Private hard money loans allow real estate investor to venture into investment avenues not possible otherwise. Hard money lenders are often real estate investors themselves, who understand the risk criteria of the investment and therefore underwrite the loan based mostly on the strength of the collateral. An asset-based approach to lending means faster approval and funding, and less time in escrow.

Flexible Underwriting

No need for a credit check, tax returns, or long applications makes the process hassle free

Technology Driven

The latest technology means faster approval and maximum LTV  – as high as 80%

Help When you Need It

Still want someone to walk you through? Have any questions about hard money? Contact our specialists

Apply Now

Discover how hard money loans can be a part of your investment strategy.  Complete our contact form and we will call you back as soon as possible. You can also call us direct (530) 436-5630

Choose Your State

Contact Us

2118 Wilshire Blvd.

Suite 311

Santa Monica, CA 90403

(530) 436-5630


About Us

We started HM Capital to assist real estate Professionals secure hard money loans and private financing.  We are Los Angeles, California based company. To see how we can assist you – fill our simple submission page

Our Company offers Scholarships for students and internship opportunities