Hard Money Loan

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Residential Hard Money Loan

Getting a hard money loan for homes can be a great solution for a potential investment with credit challenges.  Private lenders (who are not banks) will lend you money to purchase a new home for investment, rehab, fix and flip, or cash out, and in exchange will use the home as a collateral to protect their investment.  The underwriting process for a hard money home loan is simple (usually) and focuses on the asset in question, along with other assets the burrower owns.


Through our process and unique technology, we can find you the perfect lender with the best rates and terms.  Residential hard money lenders do not operate like traditional banks – your credit score and history matter less because the underwriting is based almost exclusively on the asset.  Hard money lenders also use their own money which means they are in a better position to understand why you need the money in the first place and your investment plan.


For example, say you see an opportunity to rehab an old beach-front property in Florida and once it is finished rent it monthly or weekly via Airbnb (link to website??) for higher than average rental income compared to a traditional one year lease.  A traditional bank will underwrite the potential income as a traditional lease while a hard money residential lender will look to see if you’ve done this before and consider the vacation rental idea as part of the underwriting.

Low Rates

Residential hard money loan rates starting at 7.99%

Aggressive LTV

Loan to value as good as 90% for maximum leverage


Get qualified within 24 hours and approved in days


Hard money loan to purchase your dream home or investment


Buy a diamond in the rough with a hard money loan


Immediate hard money capital for any hosue flippers

Why Choose Us

Choosing a hard money lender for a residential loan is going to be the most important decision you will make to secure the credit for your investment.  Private lenders are great because they do not have the shackles that hold back traditional banks. That means they also can charge more for the higher risk they take.  It common to see 2-3 points charged on the hard money loan, in addition to higher rates and high late fees. Our relationships and vast nation-wide network of lender can provide you with the best hard money lender terms that fit your investment needs.

We believe that empowered burrowers make the best decisions.  What makes us different than other companies that sell you hard money loans?  We never charge anything upfront, there is never an obligation to sign anything, and zero pressure.  

How it Works

1. Apply Online

Fill our 2 minute form and we will get back to you within 24 hour or less

2. Choose a Lender

We connect you with the best hard money lenders in the nation

3. Get Approved

Get funded within days directly to the escrow account

Schedule an Appointment

Get in contact with our hard money specialists

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