Washington State hard money loans

  • Quick Approval and Funding
  • Local Washington State Hard Money Lenders
  • No Upfront Cost or Contracts
  • From 8% and 3-month term

Washington State Hard money lenders

We believe private financing will change the lending world just like Uber changed transportation.  During the 2009 financial crisis we learned that most of the fears associated with private financing  (predatory rates, high fees, speculation) were regular practice for the major financial banks.  The sharing economy is proof that the most efficient way to conduct business is peer-to-peer where both parties can dictate the terms that are comfortable for their needs.  The advantages of traditional mortgages are clear – lower rates from institutions that are highly regulated by the government.  However, many shrewd investors realized that speed of approval is just as important as low rates.  This is where private hard money loans come into the picture – with a turnaround of days, not weeks – you can secure financing on a deal that requires a fast close and beat other investors with a better offer.

We can offer financing in ALL cities in Washington State, including Seattle, Spokane, Tacoma, Eastern Washington, and the surrounding areas

Washington State Multifamily Hard Money Loans

Investors looking to purchase multifamily properties in Washington State who are looking to close fast or with credit issues can secure capital with private hard money loans. Considered by many as the safest real estate investment, apartment buildings in Washington State enjoy low vacancy rates and good cap rates.  We can provide funding for any investment strategy:

  • Refinance
  • Cash out
  • Renovate and Flip
  • Condo conversion
  • Vacation rentals

Washington State Commercial Hard Money Loans

We provide commercial investors with capital solutions for any type of commercial properties.  Commercial hard money loans can be used for the following purposes:

  • Purchase with a quick all-cash close
  • Refinance an existing loan
  • Cash out (first or second position)
  • Construction loan
  •  You have bad credit, judgements, bankruptcy on your record
  •  You are purchasing a non-traditional asset and need a creative solution to a capital problem
Commercial hard money loans in Washington State can provide a creative solution to any of the above challenges.  Asset-based lending removes the borrower from the equation and simplifies and otherwise long lending process. We fund any type of commercial real estate:
  • Shopping centers/Retail malls
  • Single tenant
  • Office buildings
  • Hotels/motels/hospitality
  • Industrial building
  • Healthcare – nursing homes, hospitals, healthcare centers
  • Land
  • Warehouses

Washington State Facts

Blue Chip Industry Giants

Washington State is home to many of America's blue chip companies: Boeing, Amazon, Starbucks, and Microsoft - providing a stable middle class to the local economy

Population Growth

A strong local economy and quality of life in the northwest attracts thousands as new residents, increasing demand for housing and commercial real estate

Low Unemployment

Washington was one of the unaffected states in the great recession, maintaining low unemployment and relatively small foreclosure figures

Washington State Mobile Home Park Hard Money Loans

Unlike other lending sources, we highly specialize in mobile home parks thanks to our years of experience and depth of knowledge in the field.  Mobile home parks and manufactured housing are a unique form of real estate, very different than other residential investments.  In fact, every state has a unique set of laws just for mobile home park owners and residents.  

With almost every coastal state with a housing crisis, and a fast growing demand for construction goods – we believe manufactured homes are the solution to many of this housing challenges.  Mobile home park investors in Washington State can contact us for any of the following purposes:

  1. Mobile home park purchase
  2. Neighborhood development
  3. Senior mobile home park (55 and over)
  4. Tiny homes

Washington State Fix and Flip Hard Money Loans

Fix and flip project have two important elements: they wrap up quickly and require capital.  This is why real estate professionals in Washington State who seek a fix and flip hard money loan come to us for possible solutions.  Private lending are the perfect match for flippers with fast approvals and asset-based lending terms.  

Whether it’s a house or duplex – sometimes you can’t wait to sell your current flip to purchase the next fixer-upper.  This is where we can come in and provide a ‘bridge loan’ to make sure you don’t miss your next project due to capital challenges.  

Washington State Hard Money Laws and Regulations

  • Hard Money loans in Washington State, for investment purposes, are not covered by usury laws (Revised Code of Washington, Title 19, Chapter 19.52)
  • Lease-to-purchase is not subject to rate restrictions in Washington.  RCW 19.52010.
  • Loan on a mobile homes that are are ‘permanent’ and no longer mobile are not subject to usury laws.  RCW 84.04.090

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