North Dakota hard money loans

  • Quick Approval and Funding
  • Local North Dakota Hard Money Lenders
  • No Upfront Cost or Contracts
  • No Credit Checks

North Dakota Hard money lenders

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We believe private financing will change the lending world just like Uber changed transportation.  During the 2009 financial crisis we learned that most of the fears associated with private financing  (predatory rates, high fees, speculation) were regular practice for the major financial banks.  The sharing economy is proof that the most efficient way to conduct business is peer-to-peer where both parties can dictate the terms that are comfortable for their needs.  The advantages of traditional mortgages are clear – lower rates from institutions that are highly regulated by the government.  However, many shrewd investors realized that speed of approval is just as important as low rates.  This is where private hard money loans come into the picture – with a turnaround of days, not weeks – you can secure financing on a deal that requires a fast close and beat other investors with a better offer.

Investors looking to purchase multifamily properties in North Dakota who are looking to close fast or with credit issues can secure capital with private hard money loans. Considered by many as the safest real estate investment, apartment buildings in North Dakota enjoy low vacancy rates and good cap rates.  We can provide funding for any investment strategy:

  • Refinance
  • Cash out
  • Renovate and Flip
  • Condo conversion
  • Vacation rentals

We provide commercial investors with capital solutions for any type of commercial properties.  Commercial hard money loans can be used for the following purposes:

  • Purchase with a quick all-cash close
  • Refinance an existing loan
  • Cash out (first or second position)
  • Construction loan
  •  You have bad credit, judgements, bankruptcy on your record
  •  You are purchasing a non-traditional asset and need a creative solution to a capital problem
Commercial hard money loans in North Dakota can provide a creative solution to any of the above challenges.  Asset-based lending removes the borrower from the equation and simplifies and otherwise long lending process. We fund any type of commercial real estate:
  • Shopping centers/Retail malls
  • Single tenant
  • Office buildings
  • Hotels/motels/hospitality
  • Industrial building
  • Healthcare – nursing homes, hospitals, healthcare centers
  • Land
  • Warehouses

North Dakota Facts

Quality of Life

ND is ranked #1 by US News for overall quality of life in the US - powered by excellent infrastructure, good healthcare, and strong public education system

Top-Down Economic Growth

Voted the best run state in the country, ND offers more than 15 different tax credit programs - from angel investors to agricultural credits

Oil and Gas

North Dakota is one of the country's leading producers of oil and energy - second in fossil fuels and crude oil, natural gas, and coal. The energy sector provides stable, high-paying jobs to locals

Unlike other lending sources, we highly specialize in mobile home parks thanks to our years of experience and depth of knowledge in the field.  Mobile home parks and manufactured housing are a unique form of real estate, very different than other residential investments.  In fact, every state has a unique set of laws just for mobile home park owners and residents.  

With almost every coastal state with a housing crisis, and a fast growing demand for construction goods – we believe manufactured homes are the solution to many of this housing challenges.  Mobile home park investors in North Dakota can contact us for any of the following purposes:

  1. Mobile home park purchase
  2. Neighborhood development
  3. Senior mobile home park (55 and over)
  4. Tiny homes

Fix and flip project have two important elements: they wrap up quickly and require capital.  This is why real estate professionals in North Dakota who seek a fix and flip hard money loan come to us for possible solutions.  Private lending are the perfect match for flippers with fast approvals and asset-based lending terms.  

Whether it’s a house or duplex – sometimes you can’t wait to sell your current flip to purchase the next fixer-upper.  This is where we can come in and provide a ‘bridge loan’ to make sure you don’t miss your next project due to capital challenges.  

North Dakota Hard Money Laws and Regulations

Hard money loans higher than $350,000 are not subject to rate ceilings, as well as loans to corporations and companies (North Dakota Century Code, Chapter 47, Section 47-14-09).

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