Florida hard money loans

  • Quick Approval and Funding
  • Local Florida Hard Money Lenders
  • No Upfront Cost or Contracts
  • No Credit Checks

Florida Hard money lenders

Florida hard money loans can be the key to your real estate success – and we can help you find the best lender.  Using our technology we match you up with the best Florida hard money lenders and let you choose the perfect partner and terms that fit with your investment needs.  According to studies, local lenders prefer to work with borrowers who live close to them, and we can help you find a Florida hard money lender, risk free with no upfront costs to and no contracts.

 Our powerful network of private lenders can give you the spark necessary to make your next real estate idea a reality.  Wether you are looking to purchase your next investment property or need to draw cash from your existing equity – we can help you secure the best terms and rates from the top Florida hard money lenders.  We can help with:

  1. Commercial Real Estate Hard Money Loans
  2. Fix and Flip Hard Money Loans
  3. Mobile Home Park Hard Money Loans
  4. Office Building Hard Money Loans
Through the power of private lending you can secure the capital necessary for your next investment in the matter of days, not weeks or months.  We believe the sharing economy will revolutionize lending in the way Uber and AirBnB changed their respective industries – through peer-to-peer lending investors can provide each other with the terms that fit their interests without artificial barriers set by traditional big banks and the federal government.  Traditional financial institutions are often too conservatives or too slow to recognize emerging trends in real estate.
To name one example, an investor came to us with an unconventional offer – a retail building anchored by a medical marijuana tenant in California.  Large and small banks refused to provide the investor a loan or a line of credit, citing the tenant as a potential liability.  Banks were not wrong, many marijuana related tenants are a risky propositions.  But our experts were able to secure the investor the funds he needed to purchase a neighbor and expand his control over the block.  Our independent research found the tenant was a large regional operator backed by venture capital and a long history of performance at another location.  This information was presented to a private hard money lender who provided our client with the financing he needed, all within 13 days from the date of contact.  We are confident can deliver the same to you.
 

We believe private financing will change the lending world just like Uber changed transportation.  During the 2009 financial crisis we learned that most of the fears associated with private financing  (predatory rates, high fees, speculation) were regular practice for the major financial banks.  The sharing economy is proof that the most efficient way to conduct business is peer-to-peer where both parties can dictate the terms that are comfortable for their needs.  The advantages of traditional mortgages are clear – lower rates from institutions that are highly regulated by the government.  However, many shrewd investors realized that speed of approval is just as important as low rates.  This is where private hard money loans come into the picture – with a turnaround of days, not weeks – you can secure financing on a deal that requires a fast close and beat other investors with a better offer.

Investors looking to purchase multifamily properties in Florida who are looking to close fast or with credit issues can secure capital with private hard money loans. Considered by many as the safest real estate investment, apartment buildings in Florida enjoy low vacancy rates and good cap rates.  We can provide funding for any investment strategy:

  • Refinance
  • Cash out
  • Renovate and Flip
  • Condo conversion
  • Vacation rentals

We provide commercial investors with capital solutions for any type of commercial properties.  Commercial hard money loans can be used for the following purposes:

  • Purchase with a quick all-cash close
  • Refinance an existing loan
  • Cash out (first or second position)
  • Construction loan
  •  You have bad credit, judgements, bankruptcy on your record
  •  You are purchasing a non-traditional asset and need a creative solution to a capital problem
Commercial hard money loans in Florida can provide a creative solution to any of the above challenges.  Asset-based lending removes the borrower from the equation and simplifies and otherwise long lending process. We fund any type of commercial real estate:
  • Shopping centers/Retail malls
  • Single tenant
  • Office buildings
  • Hotels/motels/hospitality
  • Industrial building
  • Healthcare – nursing homes, hospitals, healthcare centers
  • Land
  • Warehouses

Florida Facts

Tourism

Florida's warm weather and sandy beaches attract million of visitors a year

Farming

Florida's warm weather provides farmers up to 100 days of additional days of growing season

Aerospace and aviation

Florida has 19 airports, and the industry employs 90,000 people in the state, with an additional 20 military bases employing 50,000 service members​

Unlike other lending sources, we highly specialize in mobile home parks thanks to our years of experience and depth of knowledge in the field.  Mobile home parks and manufactured housing are a unique form of real estate, very different than other residential investments.  In fact, every state has a unique set of laws just for mobile home park owners and residents.  

With almost every coastal state with a housing crisis, and a fast growing demand for construction goods – we believe manufactured homes are the solution to many of this housing challenges.  Mobile home park investors in Florida can contact us for any of the following purposes:

  1. Mobile home park purchase
  2. Neighborhood development
  3. Senior mobile home park (55 and over)
  4. Tiny homes

Fix and flip project have two important elements: they wrap up quickly and require capital.  This is why real estate professionals in Florida who seek a fix and flip hard money loan come to us for possible solutions.  Private lending are the perfect match for flippers with fast approvals and asset-based lending terms.  

Whether it’s a house or duplex – sometimes you can’t wait to sell your current flip to purchase the next fixer-upper.  This is where we can come in and provide a ‘bridge loan’ to make sure you don’t miss your next project due to capital challenges.  

Florida Hard Money Laws and Regulations

Florida hard money loans over $500,000 can have any rates set by the borrower and lender, but the state does have a yearly cap of 25%.

Hard money loans in Florida are secured by a note and mortgage on the property, not by a deed of trust.

Judicial foreclosure are required in Florida to recover property after the borrower has defaulted on a loan (Florida Title XXXIII Chapter 494).

Local cities in Florida are not allowed to pass rent control laws on mobile home parks, by state law preemption.

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