Hard Money Lenders San Jose

  • Amounts – from $35,000
  • Term – 4 months to 10 years
  • No Upfront Cost or Contracts
  • Asset-based Lending

Finding the right hard money lenders in San Jose can be the key to your real estate success.  You already know the advantages of getting private financing – it is faster than a regular bank loan, with more flexibility, and with asset-based underwriting, more properties can get approved.  With tremendous growth, San Jose continues to establish itself as a major city for the years to come.  Investing in California real estate with hard money – we can help you get there with zero upfront fees or contracts, terms starting at 4 months, and rates as low as 8%.  We take in any real estate offered in San Jose and the surrounding areas.

Fix and flip hard money loans are typically for investors who are looking to purchase renovation projects for a low price and sell later at a profit after the rehab work is done.  They are also known as rehab loans – and are typically provide flippers with capital to purchase AND renovation budget.   

To qualify for a fix and flip hard money loan in San Jose you will need to provide a history of at least 2 completed projects, submit basic credit information, and surpass income/debt ratio.  If you are a first time flipper – we have special programs to assist you.  

Funding for flipping in San Jose is a perfect match – with the strong growth and job market, San Jose is a great place to make money from flipping properties.  We can assist you in securing capital for your next fix and flip on a short term or long term basis.

 

Investors looking to purchase multifamily properties in San Jose who are looking to close fast or with credit issues can secure capital with private hard money loans. Multifamily investments are often considered a low-risk investment with low vacancy rates and strong upside in popular cities like San Jose.   We can provide funding for any investment strategy:

  • Refinance
  • Cash out or line of credit
  • Fix and Flip
  • Condo conversion
  • Vacation rentals

We provide commercial investors with capital solutions for any type of commercial properties.  Commercial hard money loans can be used for the following purposes:

  • Purchase with a quick all-cash close
  • Refinance an existing loan
Commercial hard money loans in San Jose typically require a non-owner occupied property.  Asset-based lending removes the borrower from the equation and simplifies and otherwise long lending process with a bank. We fund any type of commercial real estate:

Unlike other lending sources, we highly specialize in mobile home parks thanks to our years of experience and depth of knowledge in the field.  Mobile home parks and manufactured housing are a unique form of real estate, very different than other residential investments.  In fact, every state has a unique set of laws just for mobile home park owners and residents.  

With almost every coastal state with a housing crisis, and a fast growing demand for construction goods – we believe manufactured homes are the solution to many of this housing challenges.  Mobile home park investors in San Jose can contact us for any of the following purposes:

  1. Mobile home park purchase
  2. Neighborhood development
  3. Senior mobile home park (55 and over)
  4. Tiny homes

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Get in contact with our hard money specialists