New Hampshire Hard money lenders

New Hampshire Hard Money Lenders – the motto of the state is “live free or die” – exemplifying the importance of freedom to the people of New Hampshire.  Shrewd investors can include private financing of real estate as part of a capital strategy to diversify their real estate portfolio – by unshackling themselves from the confides of traditional big bank loans.  Hard money loans are evaluated like business deals by real estate professionals, and unlike regular loans, the main focus is the asset offered as collateral and not the borrower.  This is called ‘asset-based lending’  – which is the sole focus of our vision – it does not matter if you have credit problems, bankruptcies, or tax liens.  What matters to us is the quality of the collateral – if the deal is good we can make it happen.  

We believe private financing will change the lending world just like Uber changed transportation.  During the 2009 financial crisis we learned that most of the fears associated with private financing  (predatory rates, high fees, speculation) were regular practice for the major financial banks.  The sharing economy is proof that the most efficient way to conduct business is peer-to-peer where both parties can dictate the terms that are comfortable for their needs.  The advantages of traditional mortgages are clear – lower rates from institutions that are highly regulated by the government.  However, many shrewd investors realized that speed of approval is just as important as low rates.  This is where private hard money loans come into the picture – with a turnaround of days, not weeks – you can secure financing on a deal that requires a fast close and beat other investors with a better offer.